If you are providing your client with advice about their account in our fund, please see below some details to assist with your client conversations.
|Minimum account balance (applies to post-employment members only)
|Minimum amount for cash withdrawals
|Minimum amount for partial rollovers
|Asset allocations and investment option information
||Refer to the Member Guide (PDS) and Reference Guide: Invest your account|
|Pension phase and TRIS available?
|Spouse account available?
|Choice of super fund contributions available post employment?
|Premiums stepped or level||Stepped. Level premiums are unavailable|
|Occupation classes||White collar only|
|Increasing claims option||Unavailable|
|Is terminal illness cover included?
|Life cover buyback
||70 – to apply for cover, member must be under age 70
|Maximum sum insured
|Auto acceptance limit
|Can this cover be standalone?||No, must be linked to death cover|
|Any or own occupation||Any occupation only|
|TPD definition unlikely or unable||Unlikely|
|Maximum sum insured||$3,000,000|
|Auto acceptance limit||$1,500,000|
|Expiry age||70 – cover expires when member turns 70 (altered definition applies after age 60. Please refer to the Member Guide (PDS) and Reference Guide: Insurance cover for details.)|
|Agreed value or indemnity?||Indemnity. Agreed value is unavailable|
|Maximum sum insured||$25,000 per month|
|Is auto acceptance available?||No|
|Expiry age||Next premium due date after you reach age 65|
|Fixed administration fee||
Accumulate Plus: $6.471 (gross) per month
Retirement Access TRIS: $6.471 (gross) per month
Retirement Access Account-Based Pension: $5.50 (gross) per month
|Asset-based administration fee||All accounts: 0.17%1 of account balance balance per year|
|Investment option||Investment fee1 estimated for the 12 months to 30 June 2017|
Please note there are no fees for:
For more details on an Accumulate Plus or Retirement Access account, please refer to the Member Guide (PDS) and Reference Guides.