If you are providing your client with advice about their account in our fund, please see below some details to assist with your client conversations.
|Minimum account balance (applies to post-employment members only)
|Minimum amount for cash withdrawals
|Minimum amount for partial rollovers
|Asset allocations and investment option information
||Please review the Invest Your Account member booklet|
|Pension phase and TTR available?
|Spouse account available?
|Choice of super fund contributions available post employment?
|Premiums stepped or level||Stepped. Level premiums are unavailable|
|Occupation classes||White collar only|
|Increasing claims option||Unavailable|
|Is terminal illness cover included?
|Life cover buyback
||70 – to apply for cover, member must be under age 70
|Maximum sum insured
|Auto acceptance limit
|Can this cover be standalone?||No, must be linked to death cover|
|Any or own occupation||Any occupation only|
|TPD definition unlikely or unable||Unlikely|
|Maximum sum insured||$3,000,000|
|Auto acceptance limit||$1,500,000|
|Expiry age||70 – cover expires when member turns 70 (Altered definition applies after age 60. Please refer to the Product Disclosure Statement for details.)|
|Agreed value or indemnity?||Indemnity. Agreed value is unavailable|
|Maximum sum insured||$25,000 per month|
|Is auto acceptance available?||No|
|Expiry age||Next premium due date after you reach age 65|
|Administration/Member fixed fee
||$5.50 net of tax per month
|Asset-based administration fee
There are up to eight options available. Investment fees1:
|Investment Option||Estimated investment fee1 (%pa) As at 1 July 2016|
For more details on your client’s Accumulate Plus account, please refer to the Accumulate Plus Product Disclosure Statement (PDS) or the Reference Guide: General information.
Advice fees relating to your client’s account in our fund can be deducted straight from their account – and not out of their pocket. Download the request form for more information.