HOW DO I…make a spouse contribution?


Things to know before you start:

  • The contributing spouse may be eligible for a tax offset (rebate) for these contributions – eligibility criteria applies.
  • There are caps, or limits, on the amount that can be contributed to super without incurring additional tax. After-tax contributions are included as non-concessional contributions for the purposes of the caps. It is your responsibility to ensure that you do not breach the caps if you want to avoid paying excess tax.
  • Tax does not generally apply to these contributions if made within the contributions caps.
  • In some cases, there may be restrictions on when or how super contributions can be made.

Getting started:

  • Spouse contribution by BPAY
    • The contributing spouse should contact their bank or financial institution and use the following details to make a payment via BPAY.

      • Biller code: 369603 (only for spouse contributions)
      • Reference number: The spouse's BPAY reference number can be found on the ‘Personal details’ page of their Group Super Online account.

      *BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518

  • Spouse contribution by cheque
    • Complete our Additional investment form and return it with a cheque payable to ‘Commonwealth Bank Group Super, [name]’ where ‘name’ is the full name that is shown on the receiving spouse’s Accumulate Plus account.