HOW DO I…make a spouse contribution?

Things to know before you start:

• If you are opening a spouse account, note the first contribution must be done via cheque only. Read more about opening a spouse account.

• The contributing spouse may be eligible for a tax offset (rebate) for these contributions – eligibility criteria applies.

• There are caps, or limits, on the amount that can be contributed to super without incurring additional tax. After-tax contributions are included as non-concessional contributions for the purposes of the caps. It is your responsibility to ensure that you do not breach the caps if you want to avoid paying excess tax.

• Tax does not generally apply to these contributions if made within the contributions caps.
  

• In some cases, there may be restrictions on when or how super contributions can be made.

Getting started:

More info:

• Top up your super with additional contributions

• Read the Member Guide (PDS) for Accumulate Plus and Reference Guide: Contributing to your super