HOW DO I…make after-tax super contributions by BPAY?


Things to know before you start:

  • There are caps, or limits, on the amount that can be contributed to super without incurring additional tax. After-tax contributions are included as non-concessional contributions for the purposes of the caps. It is your responsibility to ensure that you do not breach the caps if you want to avoid paying excess tax.
  • Tax does not generally apply to these contributions if made within the contributions caps.
  • In some cases, there may be restrictions on when or how super contributions can be made.

Getting started:

Contact your bank or financial institution and use the following details to make your payment via BPAY.

  • Biller code: 697755 (only for after-tax personal contributions)
  • Reference number: 3 + your Accumulate Plus account number (e.g. if your account number is 0250 0123 4567 then your BPAY reference number would be: 3025001234567)

More info:



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