What an exciting new adventure! Here are a few things that you might find useful at this stage of your life.

  • Are your details up to date?
    • If you’ve had a change of name, address or other details, it’s important to let us know so we don’t lose touch with you, and more importantly, so you don’t lose touch with your super.

      Get started with our step-by-step HOW DO I…update my personal details?

  • Reviewing your beneficiaries
    • It’s unlikely you'll constantly be thinking of something happening to you, but as your super is likely to be one of your biggest assets it’s important to ensure it ends up in the right hands in the event of the unexpected.

      A simple way to do this is to nominate a beneficiary for your super account – because super doesn’t automatically form part of your Will.

      Once you make a valid nomination, we must pay your death benefit to the person or people, or your estate, that you’ve nominated. If something happens to you and we don’t have a beneficiary nominated, we have discretion to decide which of your beneficiaries receives your super.

      Learn more about nominating beneficiaries or get started with our step-by-step HOW DO I…nominate a beneficiary?

  • Are your loved ones and income adequately insured?
    • Beginning a new relationship may affect your financial commitments, which makes it an important time to reconsider your insurance needs – how well would those commitments be protected if something happened to you?

      For example, you may want peace of mind that the new addition to your family will have some financial security if you’re unable to work because of injury or illness. Or if you’re buying or own a home, an insurance benefit may help reduce some outstanding mortgage or other debts.

      These types of 'life events' are often when people need to change their insurance cover, so one of the features we offer Accumulate Plus members is our life events cover option. With this option you may be eligible to increase existing cover when you marry or experience one of the other specific life events, without having to provide additional medical evidence.

      Find out more about life events cover.

  • Did you know your spouse or partner can open an account in our fund too?

Other useful resources

    How much can I save?

    With this calculator, you can see how much you could potentially add to your retirement savings by reducing your spend on little extras. (Source: ASFA SuperGuru)

    The 6 big financial mistakes people make in their 30s

    In your 30s, you may have financial dependents for the first time and this responsibility can be daunting. To help you get on top early, here are the mistakes to look out for in this decade. (Source: Financial Planning Association of Australia)