Now is the perfect time to take stock of your current situation and future lifestyle goals for retirement. Because your super is likely to form a large part of your income for your life after work, there can be a number of things to think about in the lead-up to retirement.

 

The 'Preparing for retirement' section of our website is a great place to start, including information on:

 

Here are some other resources to help get you started – depending on how far away retirement might be for you:

  • Considering retiring in 10 years? Start planning now – whether you’re ten years out from the official retirement age, or simply considering retiring early, it’s a good idea to start planning your retirement now.
  • 5 years to retirement? Time to get the wheels in motion – if you’re planning to retire in five years there are plenty of things you can do right now to help ensure your financial freedom once you stop working.
  • 1 or 2 years to retirement? Get your plan together now – your retirement is on the horizon so now is the time to start working out how much income you’ll have, when you’ll stop working and how you’ll manage your income.

 

Financial advice is important if retirement is not too far away

Watch the above video to see how a financial adviser can help you plan and prepare for your financial future.

Retirement Planning Readiness Challenge

Retirement Planning Readiness Challenge

Scott Pape, The Barefoot Investor, offers 60 second, 60 minute, 6 day challenges to help you get more money smart by the minute.

Retirement Planning Readiness Challenge
Retirement Planning Readiness Challenge
Retirement Planning Readiness Challenge
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Pre-retirement strategies

With a little early planning, you can focus on the delights of retirement, not the dollars.

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Pre-retirement strategies
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Other useful resources

    When can you access your super?

    Make sure the timing’s right for you when it comes to accessing your hard-earned super. (Source: CommBank)

    Super and pension age calculator

    See when you can access super and apply for the pension (Source: ASIC MoneySmart)

    Over 55s - your money

    Your retirement income needs to see you all the way to the end of your life. This article provides tips and helps you find out what government benefits might apply to you. (Source: ASIC MoneySmart)

    Do you qualify for the Age Pension?

    If you're getting close to retirement, here's how to check if you're eligible to receive the Age Pension. (Source: CommBank)

Now might be a perfect time for help and advice

At some stage, most people will seek advice about their finances, and in particular as they’re preparing for retirement. Getting the right kind of financial advice can make a big difference. It can help give you more confidence that your planning is on track for the future, or if it’s not on track, it can help you put some strategies and goals in place to improve your outcomes

Find out more