Fees & costs

We're a fund that puts members first. The fees we collect in Retirement Access are used only to manage the fund in the best interests of all members.

Our approach means we can help you live the retirement lifestyle you deserve by delivering value for money products and services to support you along the way.

We strive to provide features and services that help enhance your financial wellbeing for the future, while keeping our fees as low as possible to help you save more for your retirement.

That's why we're proud that Retirement Access has been a SuperRatings Platinum rated fund for the last 8 years - a rating that's awarded to funds recognised as 'best value for money'.

A summary of fees that apply for Accumulate Plus

An administration fee and investment fee applies to each Accumulate Plus account:

  • The administration fee includes (i) a fixed a fee that is deducted each month from your account balance plus (ii) an asset-based fee (i.e. a percentage of your acccount balance) that is deducted daily from the assets of the investment option and is reflected in the unit price (and therefore returns).
  • The investment fee is an asset-based fee (i.e. a percentage of your acccount balance) that is deducted daily from the assets of the investment option and is reflected in the unit price (and therefore returns). This fee is different for each investment option.

Other fees and costs may apply.

For Transition to Retirement Income Stream (TRIS) accounts, any tax deduction that we are are entitled to is passed on to you as reduced fees.

You can find out more about fees and other costs in the Member Guide (PDS) for Retirement Access.