Our goal is simple: to enhance your financial wellbeing, and that of your family, for retirement. We want to provide the right products to help you begin receiving an income from your super in retirement, the right tools to help you along the way and the right support when you need it most.

Retirement Access is our account-based pension and transition to retirement pension product. Here are some of the key features and benefits of starting a retirement pension with us:

  • Exclusively for you and your spouse
    • Our fund is not open to public membership – we’re here specifically for the benefit of current and former employees of the Commonwealth Bank Group. And because your family's financial wellbeing is just as important to us, we make it possible for your spouse (including a de facto) to join as well.

  • A track record of solid investment performance
  • Fees lower than the industry average
    • There are no fees to join Retirement Access, receive pension payments or make withdrawals, or switch investment options. Administration and investment fees apply to your account but these total fees are among some of the lowest for pension products in Australia. Read more about fees.

  • Stay in touch with your super online, including NetBank
    • Once you begin receiving an income from your super, it becomes part of your day-to-day finances. We make it easy for you to keep track of it right alongside your everyday savings and investment accounts, by being able to see your pension account balance in the Commonwealth Bank NetBank and CommBank App platforms. You’ll also have access to our secure online member account tool.

  • Flexible payment options to suit you
    • Choose how much you receive in pension payments each year (some rules apply) and whether you receive your payments fortnightly, monthly, quarterly, half-yearly or yearly.

  • Making it easy to access help and advice
    • Your financial wellbeing is what matters so to help you make the most of your account and plan for the future, we provide you with a few different ways to access help and advice options.

  • Choose investments to suit your needs
  • A pension account that's a step above
    • Receiving the highest industry ratings from two independent agencies puts Retirement Access in the top tier of Australian pension funds.