Below is a summary of investment returns for each of our investment options at 30 September 2023, which was before the merger with Australian Retirement Trust. Please remember that past performance is not a reliable indicator of future performance. 

Diversified investment options

 

  • Conservative option
    • Returns as at end of September 2023 Super Transition to Retirement Income Stream (TRIS) Account-based Pension
      Quarter (%) 0.06 0.03 0.07
      1 year (%) 4.21 4.16 4.93
      5 year (% pa) 2.03 2.00 2.41
      10 year (% pa) 3.16 n/a 3.67
  • Moderate option
    • Returns as at end of September 2023 Super Transition to Retirement Income Stream (TRIS) Account-based Pension
      Quarter (%) -0.26 -0.27 -0.32
      1 year (%) 5.48 5.42 6.38
      5 year (% pa) 2.97 2.92 3.43
      10 year (% pa) 4.30 n/a 4.93
  • Balanced option
    • Returns as at end of September 2023 Super Transition to Retirement Income Stream (TRIS) Account-based Pension
      Quarter (%) -0.34 -0.37 -0.41
      1 year (%) 8.03 7.06 8.26
      5 year (% pa) 4.13 3.90 4.43
      10 year (% pa) 5.49 n/a 6.10
  • Growth option
    • Returns as at end of September 2023
      Super Transition to Retirement Income Stream (TRIS) Account-based Pension
      Quarter (%) -0.45 -0.33 -0.49
      1 year (%) 8.86 9.02 10.31
      5 year (% pa) 4.77 4.77 5.35
      10 year (% pa) 6.42 n/a 7.18

Single asset class options

  • Cash option
    • Returns as at end of September 2023
      Super Transition to Retirement Income Stream (TRIS) Account-based Pension
      Quarter (%)* 0.95 0.95 1.11
      1 year (%)* 3.08 3.08 3.63
      5 year (% pa) 1.08 1.08 1.27
      10 year (% pa) 1.50 n/a 1.79

      * Our investment update (July 2020) provides some context about the low or negative returns from cash investments as a result of current economic conditions and offers some insights into what this might mean for cash investments within superannuation in the near future.

  • Fixed Interest option
    • Note: The Fixed Interest option is not available to Retirement Access pension accounts or Defined Benefit accounts with investment choice.

      Returns as at end of September 2023
      Super
      Quarter (%) -0.17
      1 year (%) 2.52
      5 year (% pa) 0.78
      10 year (% pa) 1.74
  • Australian Shares option
    • Note: The Australian Shares option is not available to Retirement Access pension accounts or Defined Benefit accounts with investment choice.

      Returns as at end of September 2023 Super
      Quarter (%) -2.08
      1 year (%) 12.91
      5 year (% pa) 7.32
      10 year (% pa) 7.78
  • International Shares option
    • Note: The International Shares option is not available to Retirement Access pension accounts or Defined Benefit accounts with investment choice.

      Returns as at end of September 2023
      Super
      Quarter (%) -0.29
      1 year (%) 15.68
      5 year (% pa) 6.87
      10 year (% pa) 9.71

 

Some important things to keep in mind about investment returns

  • Past investment performance is not a reliable indicator of future performance.
  • Returns are not guaranteed and may be positive or negative, which means that the value of your super may rise or fall at any time. If returns are negative, this will reduce the value of your super.
  • The level of investment returns will vary and future returns may differ from past returns.
  • Investment returns are calculated by the change in unit price for each investment option over a specified period. 
  • The actual investment return that applies to your account will depend on the option(s) you are invested in and the timing of any transactions (e.g. switches, contributions, withdrawals) into and out of these options.

Looking for more information about investments?

Please refer to the Member Guide (PDS) and the Reference Guide: Investments or our Annual Report for more information about investments.